According to the SBT monthly survey, both balance transfer fees andaverage 0% balance transfer credit card durations declined inFebruary. The former is a positive for consumers, while the latterdoes not bode well for the remainder of the year. SBT 0%Balance Transfer Index In terms of offer quality, February is byfar the best month for consumers in the market for balancetransfers since the credit crisis.

Balance transfer fees for 0% offers declined from 3.25% to2.95%. This is the first time...